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CERTIFIED 2016 Buick Enclave Leather

Miles 14,852
Exterior Quicksilver
Interior Jet Black
Drive Wheels FWD
Engine 3.6L V6 SIDI VVT
Transmission Automatic
Internet Price $23.000

CERTIFIED 2014 Acura RDX Limited

Miles 9,373
Exterior Red
Interior Jet Black
Drive Wheels FWD
Engine 3.6L V6 SIDI VVT
Transmission Automatic
Internet Price $31.000

CERTIFIED 2016 Toyota V6 4Runner

Miles 12,237
Exterior Metallic Blue
Interior Jet Black
Drive Wheels FWD
Engine 3.6L V6 SIDI VVT
Transmission Manual
Internet Price $48.000

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3 Key Benefits of Business Fleet Insurance

As businesses expand and experience growth both in their employees and work bases, additional company vehicles are often purchased. These may be utilised as company cars for employees, pool vehicles made to be available on stand-by, as well as for other commercial and personal purposes.

However, the real frustration that tends to accompany this business decision comes with attempting to competently manage the administrative tasks involved in obtaining and retaining vehicle insurance coverage. The process of insuring vehicles on separate plans, and sometimes even through multiple insurers, is a hassle commonly experienced by expanding businesses.

The stressful administrative duties that are involved in managing this necessary evil have generally been considered inevitable. However, what is lesser known is that there is another option.

For an increasing number of businesses in possession of multiple motor vehicles, that alternative coverage option is fleet insurance.

What Is Fleet Insurance?

Business fleet insurance is a type of insurance that allows businesses to cover multiple vehicles and drivers under a single umbrella policy. While some insurance companies may require a minimum of at least four motor vehicles to be covered, some insurers may offer their plans to businesses or families in possession of a minimum of two vehicles.

This type of motor coverage has become increasingly popular and common among expanding businesses due to several key benefits that this type of insurance can offer over separate motor insurance plans.

These key ways in which this type of insurance can be beneficial to your company’s motor insurance include:

  1. Fleet Plans Are Less Hassle

Running a business is hassle enough and attempting to keep up with the responsibilities that come with managing multiple policy contracts for vehicles adds unnecessary stress. Companies may forget contract renewal dates, misplace their contracts, or otherwise struggle to keep up with making sure all the business-owned vehicles are properly insured for employee use.

By having all company-owned vehicles and drivers under one umbrella policy, you can evade the stress that comes with handling multiple policies and insurers. Under one coverage plan, there is just a single renewal date, and with much of the general administration work greatly reduced, less time will need to be devoted to the management of your motor insurance policy.

  1. Cost-Effective

The costs that come with insuring a growing number of vehicles individually on separate plans can be profound. This includes the premium costs associated with the separate plans, as well as the varying prices you may encounter with certain vehicles if you opt for working with multiple insurers.

The cost-effectiveness of motor fleet insurance is one of the primary benefits that tends to win over companies that are growing weary and frustrated with their motor insurance costs. Many if not all fleet insurers will be able to offer a tailor-made plan that is customised to meet the needs of your business’s requirements.

Although quotes for this type of plan can vary based on what your business will need in terms of coverage, because all the vehicles are covered in bulk, the premium is likely to cost significantly less than the sum of all the individual premium costs.

  1. Suitable for a Variety of Vehicles

Another key advantage offered by fleet insurance plans is their suitability to cover many different types of motor vehicles to be used for commercial or personal purposes.

The types of vehicles that may be covered under this type of insurance plan include:

  • Standard cars
  • Taxis
  • Vans
  • Trucks
  • Couriers
  • And more

There are also different types of fleet coverage plans that may be offered by insurers. Although a general policy may be suitable for fleets that primarily consist of standard cars, businesses within certain industries or that otherwise have specific requirements for their vehicle coverage may be interested in exploring the different types of fleet coverage options available.

For instance, businesses may choose to opt for van fleet insurance if their motor vehicle fleet consists solely of vans, coaches or lorries, and/or minibuses.

Taxi fleet coverage plans are available as well for taxi businesses. This allows taxi businesses to benefit from the advantages offered through choosing fleet coverage in addition to adequate asset protection.

There are also family fleet coverage plans for families who own two or more vehicles. Similar to plans designed specifically to meet the needs of company vehicle fleets, a family fleet plan will offer the same benefits of saving on premium costs, as well as avoiding the well-known hassle of insuring multiple vehicles separately.

Ready to Get Insured?

The cost-effectiveness and convenience of this type of insurance are just some of the ways in which a business may benefit from switching over to a fleet motor coverage plan.

For businesses that are interested in investing in the benefits that this insurance policy has to offer, you can head on over to Utility Saving Expert to compare cheap fleet insurance quotes that can suit your company and budget.


Types of Car Engines – Everything You Wanted to Know

Buying a car can be one of the most hectic situations one can find themselves in. An average person does not have in-depth knowledge about engines. In fact, the average person doesn’t typically know much at all from a description like “2.3-liter, Inline V6”. In addition, words like “hybrid” can mean many different things, and possibly not what you think. Let’s examine some of the most common engine descriptions and find out more about them.

Let’s start at the last part of the engine description, first. This is the “V6” part. You will see this number in a wide variety of ways. It may be a V6, V8, four-cylinder, etc. When you see something like this, it’s important to understand that it’s telling you two different things. First of all, it’s telling you the engine shape: a vee. Just like the letter, if you were to look at the engine from the side (or the end, depending on the engine, see Inline below), the engine would be in a sort of V-shape, meaning the cylinders are pointed up and out on each side of the main engine block. Typically, when an engine has only four-cylinders, they will all be on one-side of the engine block, therefore negating the use of the V.

types of engine

The number after the V is telling you how many cylinders the engine has. The cylinder is the space where fuel is burned and the piston is pressed in and out, moving the engine, which, in turn, moves the car. Before hybrids and things like EcoBoost technology, the rule of thumb was: more cylinders, more gas. As an example, a four-cylinder engine would use about half as much gas an eight-cylinder engine.

Now, let’s examine the “2.3-liter” part of a description. Engines are measured by displacement. Displacement is the total volume all of the cylinders inside an engine can hold. This number is calculated and usually rounded off to the nearest tenth. This measurement can also be done in cubic centimeters, and is then referred to as cc’s.

Next, we’ll look at the term “inline”. Inline simply refers to how the cylinders on an engine are arranged. Inline cylinders are in line with the front of the car, making them perpendicular to the length of the car. This arrangement is probably most popular, as it is the method typically used in most small to mid-size cars. The other option is a straight arrangement. A straight engine goes parallel to the length of the car, making it perpendicular to the front of the car. This is typically found in more expensive sports cars.

Finally, there are all of the different version of hybrid you will find. By definition, hybrid is just a regular gas engine built with an electronic component. This can come in a variety of different ways. While one car may only drive electric unless the battery needs recharging, then it switches to gas, others use a tandem component, allowing for electric propulsion and fuel burning to happen simultaneously.

There’s no right or wrong car for everybody. There’s only the right car for you. Using what you’ve just learned, maybe you can find something that fit’s you just right.

The 5 Best Car Engines in the World

From muscle to megabytes, the top-rated engines in the world come in all shapes and sizes. Using Wards rating system, the variety of top engines available is astounding. Looking at the top five, you can see a wide array of propulsion methods, so whether you’re an eco-friendly electric entrepreneur or a loud, proud, gas guzzling fiend, there’s something for everyone!

#1 – Chevrolet Bolt: 150-kW Electric Propulsion System.

It’s not 1.21 gigawatts, but you’ll have no issues getting up to 85 mph with this electric lady. On one charge, you can cruise 238 miles. After that, with different tiered batteries, you can regain a full charge in as little as two hours! For those worried about speed, fret no more, as this machine will take you to 60 mph in 6.5 seconds! Eat your heart out, gas guzzlers!

#2 – Chrysler Pacifica Hybrid: 3.6-liter Pentastar V6 with Plug-In Hybrid Drive System

Say goodbye to the soccer-mom stereotype, and hello to a great driving machine. At a whopping 84 mpg-e and a 566-mile range, this minivan is definitely one for the traveling family. Rated at 260 horsepower, revving your engine won’t be an issue. Using the unique EV mode, you will be able to allow the two motors to work together for a gas-stretching experience.

#3 – Ford F-150: 2.7-liter, Twin-Turbo EcoBoost V6


            When it comes to power and trucks, the word “EcoBoost” might not come to mind. With today’s top tech, though, it’s time to change that mindset. The Ford F-150, a worldwide leader in trucks, is now top-rated in efficiency, too. At 325 horsepower and 375 lb.-ft of torque, this truck can haul, but with the standard auto start-stop feature, this truck can also save!

#4 – Ford Mustang GT: 5.0-liter DOHC V8

Leave the electric behind with this purring machine of pure muscle. If you’ve got four seconds, you’ve got a speed of 60 mph. With a reinforced crankshaft and a higher redline of 7,500-rpm, this engine flexes its muscle with every rev. If the pure strength isn’t enough for you, the 5.0-liter V8 is surprisingly great on gas mileage, as well, averaging around 24 mpg. Grab your friends, or just grab the wheel, and feel this classic brand roar.

#5 – Honda Clarity 130-kW Fuel Cell / Electric Propulsion System

The only noise you’ll be hearing is the rubber on the road, as this extremely quiet, but extremely powerful engine glides down the highway. With zero-emissions and a range of 366 miles, you’ll get more drive time and more peace of mind. Beating out its competitors, Hyundai and Toyota, the Honda Clarity’s engine takes a mere 8 seconds to reach 60 mph. Should you find yourself on a long trip, or a forgetful morning commute, the hydrogen gas-powered fuel cell recharges in about as much time as a conventional fill-up!

Car Repair Tricks Everyone Should Know About

Any car owner can tell you: sometimes the simplest repairs can cost you most amount of money. One of the most frustrating parts of owning a vehicle is all of the maintenance you have to perform to keep it running in tip-top shape, only to have something break, anyway. Next time, instead of spending all of that money on mechanics, here’s a few easy fixes for some common problems and maintenance issues.

Most common car issues are preventable with the right preventative maintenance. One of the most common, at-home procedures is an oil change. While the debate is heavy with people questioning how much money you actually save, the peace of mind of being able to change your own oil is a nice thing to have. Besides the actual oil, a lot of the cost at a repair shop comes from all of the add-ons that they ‘offer’ when you get an oil change. Most of those, you can do yourself, right in your garage at home.


Never have an air filter installed at a repair shop! An air filter is one of the easiest things to replace on your car. It’s relatively cheap and you can save yourself paying double at the shop by just replacing it yourself. You can very simply check the quality of your current air filter just by looking at it. If it’s dirty, replace it! The air filter is usually just to the side of the engine, under a couple of hinged snaps on the air intake. Unsnap, pop off, and pull out the air filter. Place a new one in, lock the snaps back in place, and you’re done.

Another easy task to save money is checking your fluids, and filling them when needed. There are a number of fluid levels a mechanic will check when they inspect your engine. This includes brake fluid, power steering fluid, radiator fluid (coolant), and even windshield washer fluid. Most of these have a measurable level in their respective tanks to where the fluid should be. Some of these fluids burn off over time and need to be topped off. Others may have a small leak that, while doesn’t need to be addressed immediately, can cause major issues if not kept full. If you can’t see the tank or reservoir for any specific fluid, just like your car’s oil, there is usually a dipstick you can measure amounts on, as well.

Finally, while still common but a little more complicated, another thing you can do at home is a belt replacement. All of the pulleys in your engine are turned on different belts. These threaded rubber rings can wear out and go bad and replacing one can be costly, but with a $20 serpentine belt tool, you can replace almost any belt by yourself at home.

Keeping up on your car’s maintenance schedule and listening to what the engine tells you, is a sure fire way to keep your car lasting long and running strong!

How to Choose the Right Car for You

Buying a new or used car is an incredibly nerve-wracking experience. Outside of your normal concerns about longevity and performance, there are a plethora of different features available in each and every car out there. Identifying what you want in a car and being able to find that car for the price you are willing to pay is a heavy task for anyone to take on. It’s important to take your time, if you’re able to, and identify what features are most important to you.

First, you need to decide what style of vehicle you want or need. Do you use your car for work commutes only? Do you haul lumber or need to tow a boat? Do you need seating for a large family? This major first step will narrow down your options right from the start. Determining if you need a truck, car, minivan or SUV will set you down a path that increasingly narrows until you arrive at the perfect vehicle for you.

After selecting the type of vehicle you want, you may want to consider the engine. Is gas mileage important to you? How about something that’s environmentally-friendly? There are a large number of options in every category. Even large pick-up trucks come with eco-friendly hybrid options. On the other hand, more muscle and more power may be the right fit for you.


Next, you have to determine what kind of features you want in a car. This may require some research, as standard features are changing all of the time. It wasn’t very long ago that a touchscreen display was something only available in high-end luxury vehicles. Decide what’s really important to you, no matter what anyone else may think. Power-locks, power-doors, power-seats, lane-assist, parking-assist, intelligent cruise-control, and many more are all readily available, should they be the features you choose. Try and make a list of all of the things you want in your car before shopping for one, just like you would do with a house.

Finally, after selecting the style and features that are right for you, it’s time to find a price that’s right for you, too. This is where you get to really decide what’s important to you. The price of a car can determine if you’re going to get new or used, all or some of the features you want, ad sometimes even the style. If you kept a level head in your planning phase of asking yourself all of the above questions, you shouldn’t have to waver too far from what you have already set your mind to. Just remember to negotiate and shop around. Prices change and inventory levels change constantly. Timing can impact price, too, as many dealerships have sales quotas to meet and when shopping around make sure the car dealer or trader you buy from has the correct motor trade insurance in place. Try spending the first couple weeks of the month shopping around and narrowing down what you want, then at the end of the month, put on your negotiating pants and go get that perfect car for the price you want to pay for it!